Buying

Let My Expertise Manage The Buying Process

Buying a Home?

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and a costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.

One of my specialties is representing the best interests of my buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

If you're like most people, buying a home is the biggest investment you'll ever make.

So whether you're buying a starter home, dream home or an investment property, why not take advantage of my experience as a local market expert for the Findlay, Oh and the Hancock County areas to make the most informed decisions you can, every step of the way?

How to Buy a Home in Findlay, Ohio

1 Do Your Research
Start looking at websites, newspapers, and magazines and make a note of the kind of homes you are interested in, their asking prices, and how long they are staying on the market.
2 Determine What You Can Afford
Lenders determine the amount they will lend based upon your credentials, income & credit scores.
3 Get Prequalified
To get prequalified/preapproved, you'll need to provide financial information to your mortgage lender, like your income and the amount of savings you have to use as a down payment. Your lender will review this information and tell you how much they can lend you.
4 Contact Deb Cole Real Estate
Now that you have a general understanding of the market, what kind of home you like, and what you can afford, give me a call at (419) 348-5015 or email [email protected] and let's get started!
5 Find Your Home & Make an Offer
We'll start touring homes that match your requirements and your budget. Once we find a new potential home, then we will work together to negotiate an offer and set terms.
6 Closing
After the seller has accepted your offer, you the buyer need to order your home inspections. You will also need to be working with your lender to start your loan process and order the appraisal. I will help coordinate paperwork every step of the way and I will always be available to answer your questions.

Dream Home Finder Find Your Dream Home in Findlay, Ohio

As a Findlay real estate expert, I regularly track everything currently for sale. I also contact home sellers to ask if they may want to sell.

If you’re looking to buy a home, please fill out the dream home finder form below. I’ll respond quickly with all the current listings that match your criteria, as well as send you new homes that come on the market daily. This service is free of charge and implies no obligation. I just need your email address. If you have any questions, call (419) 348-5015. Your privacy is assured.

Frequently Asked Questions

Yes, I do handle many relocation transfers and know the process to guide you through. I just ask that you have your counselor put my name on the outgoing referral form. If you’re like most people, buying a home and selling a home is the largest investment you’ll ever make – and you will likely have some questions about real estate agents and the home buying process.

I have 30+ years of experience in the real estate industry. I’ve done my best to highlight some of my most frequently asked questions below. However, if you have a question that I did not answer, please fill out the form at the bottom of the page and I will swiftly get back to you.

Q1: How long have you been a real estate agent?

You want a professional who knows the ins and outs of the business, this level of knowledge comes only with experience. Look for someone with several years in the business as a full-time Agent. Someone who has taken real estate education courses beyond the basic agent level and has earned many Real Estate Designations

Q2: What neighborhoods do you specialize in?

Agents should be well-acquainted with all the areas you’re interested in, so call Deb, someone who can rattle off key info about your desired neighborhood, including home prices, schools, safety, public transportation.

Q3: What’s your schedule and availability?

Many real estate agents only work part time, which could present problems: What if a bidding war has just begun on the home you just have to have, or you encounter last-minute closing snafus? Ideally, you want an agent who works full time, like Deb Cole.

Q4: Do you work independently or with a team?

Agents work in many different ways. If I am chosen as your exclusive agent you will be working with me. I don’t push my clients off on another agent who doesn’t know you or your needs.

Q5: Why do most agents help both buyers and sellers?

In Ohio, agents can work with both buyers and sellers. If you prefer to have one over the other this can be worked as well.

Q6: How many homes did you help buyers close in the past year?

This question is specific because you want someone who successfully helps people buy homes. There’s a big difference between ‘working’ with home buyers and actually selling people homes.

Q7: How long does it typically take buyers you’ve worked with to find and purchase a home?

Buying a house takes time. In general, it takes an average of 30 to 60 days to shop for a house, and 14 to 60 days to go from contract to closing. However, this number varies widely from area to area, and it’s crucial that you have a handle on how long it’ll take you. In our local marketplace, situated in Findlay, Ohio & Hancock Co surrounding areas homes tend to sell fast.

Q8: How will you determine what homes may match my wants and needs?

A buyer’s agent provides clients with a comprehensive questionnaire to help them pinpoint their home-buying criteria. Also, your agent should be able to tell you whether your list of “needs” is realistically affordable in your area.

Q9: How many clients are you currently working with?

You want an agent who’s busy, but not too busy: Anyone juggling too many clients might be too busy to provide you with high-quality, one-on-one service. Without pushing you off on another agent.

Q10: How will you keep in contact with me during the buying process, and how often?

Does your agent prefer to stay in touch mainly by phone, email, or text—and how about you? Generally, it’s best if your agent’s preferred method of communication aligns with your own. If your agent’s a texter while you prefer an actual conversation on the phone (or vice versa), that could drive you both crazy. You should also ask how often you two will be touching base. Navigating the home-buying process requires good communication between you and your agent, so you want an agent who will stay in touch and check in with you frequently. In a fast-moving market, your agent should be touching base with you a few times a week, lest you miss out.

Deb Cole Real Estate