Buying A Home?
Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.
One of my specialties is representing the best interests of Findlay area buyers throughout the home buying process. My comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.
If you're like most people, buying a home is the biggest investment you'll ever make. So whether you're buying a starter home, dream home or an investment property, why not take advantage of my experience as a local market expert for Findlay to make the most informed decisions you can, every step of the way?
How to Buy a Home in Findlay, Ohio
Do Your Research - Start reading websites, newspapers, and magazines and make a note of the kind of homes you are interested, their asking prices, and how long they are staying on the market.
Determine What You Can Afford - Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the buyer plans to make a 20% down payment.
Get Prequalified - To get prequalified, you'll need to provide financial information to your mortgage broker, like your income and the amount of savings you have. Your lender will review this information and tell you how much we can lend you.
Find Your Home & Make an Offer- We'll start touring homes that match your requirements and your budget. Once you find a new potential home, then we will work together to negotiate an offer and set terms.
Closing - After the seller has accepted your offer you will want the seller to get a home inspection and complete any necessary work. You will also need to be working with your lender to select a loan and appraise your home. I will help coordinate paperwork every step of the way and I will always be available to answer your questions.